Financial Planner for Retirement


Financial Advice for Pre-Retirees

As you approach retirement, you will be making very important decisions about the transitions, changes and new issues you could face. FOR RETIRED ONLY™ will help you analyze retirement possibilities and risks; identifying, prioritizing and addressing short, intermediate and long term goals.

  • When can I Retire? Do I have adequate savings?
  • What is the best Pension Distribution strategy for me?
  • What are the possible sources for my Income?
  • When should I take Social Security?
  • What are my Housing Options?
  • What are my options for Health Care Insurance needs?
  • When do I need to plan for Long Term Care?
  • How do I best use my inheritance?
  • How can I insure my legacy objectives/my Estate Plan?
  • And More…

Financial Advice for Retirees

Now retired, you may need guidance in executing and meeting changing needs and understanding your options. Through developing a strategic plan, it is more likely that retirees will achieve their desires with reduced risk and be able to maintain control of their personal financial decisions.

Understanding the Three Retirement Life Cycle Phases:

  • Active
  • Slowing Down
  • Limited

Income Planning and Investment Options (Risks, Costs):

  • Financial transition
  • Lifestyle considerations
  • Income Planning & investment options (risks and costs)
  • Financial Variables (inflation, markets, interest rates, taxes)
  • Evaluating Real Estate alternatives
  • Possible changes in housing needs
  • Long Term Care planning
  • Estate Planning and gifting techniques
  • Health Care costs
  • Eldercare